This website is an information service to reflect public record information made available and distributed by the Federal Government and is not affiliated with or associated with any banking institution, lender, or government agency. The public record information on this site is comprised of loans approved by the U.S. Small Business Administration under its 7A lending program.

The SBA 7A loan program, created by the Small Business Act, authorizes the SBA to partially guarantee business loans made to American small businesses. Loans under this program are originated and serviced by direct lenders and not the SBA. The program's purpose is to help start-up and existing small businesses obtain financing when they might not be eligible for loans through traditional lending channels. Loan maturity is up to 10 years for working capital and generally up to 25 years for fixed assets; and the loans can be used for a variety of general business purposes, including working capital, machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements, and debt refinancing (under special conditions). SBA 7A loans are made by most American banks as well as some non-bank lending institutions. The lender and SBA share the risk of default by the borrower with the SBA only guaranteeing a portion of the loan.